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Emotional Bank Account

Covey uses the term "emotional bank account" to describe the amount of trust that has been built up in a relationship. Trust is a critical factor in the survival of a relationship. It is possible to make deposits or take withdrawls from the account. As I look back over the last several years, I realize that my bank account was overdrawn because I wasn't getting many deposits, especially at home. That made it hard for me to make deposits in the accounts of those I cared about around me, most importantly, my children. When I accepted that I would have to find deposits from other sources, my friends, I started becoming stronger.

Stephen Covey describes 6 major ways of making deposits on the Emotional Bank Account:

  • understanding the individual;

  • attending to little things;

  • keeping commitments;

  • clarifying expectations;

  • showing personal integrity;

  • apologizing sincerely when you make a "withdrawal".

Withdrawls are taken by many things, including:

  • showing discourtesy;

  • disrespect;

  • overreacting;

  • betraying trust;

  • not honoring commitments;

  • threatening.

I feel like I am in a place now where I can start making deposits into the accounts of my friends and family. It's been a long year of regeneration, and in some places, I have withdrawn far too much from those I love. Time to pay back.

Comments

Hey Debby,
I was googling "emotional bank account" and your post showed up on the first page of results! This must be a popular blog.

Your honesty and humility are inspiring. I'll look for opportunities this weekend to make some "deposits" with my own wife and kids.

Seems like Stephen Covey has really set the tone for this metaphor, everyone quotes him. Have you discovered anything that ought to be added to his lists of Deposits and Withdrawals, or ways to add more depth to his metaphor? Just curious... and I hope this still interests you, I just noticed that your original post is almost three years old!
Grace and strength to you,
-- Nic

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